Budget Cash Flow - Free Mortgage Calculator For Home Loans

FREE Mortgage Calculator
This website is designed to provide a free mortgage calculator to consumers that may be considering home loans or home refinance.
Our mortgage calculator is extremely easy to use.
There is a very short simple mortgage calculator and also a more
detailed mortgage calculator. They are designed to help your
decision making process about mortgages, home equity loans
or home refinance.

We also offer several other calculators for free use as well. Home equity loans calculator, debt consolidation loans calculator and refinance calculators are available in addition to our mortgage calculator. We have included some free budgeting calculators and auto loans comparison calculator as well.

Simply fill in the first six sections below in the Budget Cash Flow Calculator
and the budget cash flow calculator will do the rest.

Cash Flow Calculator
Since cash inflows and outflows vary in amounts and intervals it can often get quite confusing in trying to figure how much we can afford to spend or save during any given month. Just because you have left over cash this month doesn't mean it's actually available for spending. This calculator was designed to convert all inflows and outflows into their monthly equivalents making it easier to see how much you can really afford to spend during any given month. And because your household is just as much a business as any traditional business, the various sections of the calculator have been set up in the same way most businesses would set up their cash flow worksheet. Starting at the top and working your way down, complete and calculate the cash flows for each of the six sections. Once you've computed the entire worksheet, including the Cash Flow Summary, you can then go back and edit your entries. Once you're comfortable with your Cash Flow Forecast you can then click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print out and refer to when creating your spending plan.
Cash Inflows
Example Accounts	Inflow Description	# of Pmts Per Year	Amt of Each Pmt	Monthly Amount
Your Primary Job Spouse's Primary Job Your Second Job Spouse's Second Job Your Business Revenues Spouse's Business Revenues Interest & Dividend Income Rental Income Cash Gifts Gambling Winnings Rummage Sale Receipts Tax Refund







Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals


	Total Monthly Inflow:
Adminstrative Outflows		Balance Forward:
Example Accounts	Outflow Description	# of Pmts Per Year	Amt of Each Pmt	Monthly Amount
Savings Deposits Investment Deposits Office Supplies Postage Basic Phone Tax Preparation Computer Supplies Legal Expenses Misc. Payments Brokerage Fees Income Tax Payments Health Insurance Life Insurance Charitable Gifts Tools Reference Materials Classified Ads







Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals


	Total Monthly Adminsitrative Outflow:
Personnel Outflows		Balance Forward
Example Accounts	Outflow Description	# of Pmts Per Year	Amt of Each Pmt	Monthly Amount
Groceries Vegetable Gardening School Lunches Toiletries & Grooming Hair & Make-up Medical, Dental, & Optical Medication & Prescriptions Clothing & Laundry Dry Cleaning Education Daycare Child Support Health Club Memberships Therapy







Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals


	Total Monthly Personnel Outflow:
Transportation Outflows		Balance Forward
Example Accounts	Outflow Description	# of Pmts Per Year	Amt of Each Pmt	Monthly Amount
Gasoline Car Repairs & Maintenance Car Insurance Car Payments Lease Payments Fares and tolls Parking Licenses & Permits Fines & Tickets







Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals


	Total Monthly Transportation Outflow:
Residential Outflows		Balance Forward
Example Accounts	Outflow Description	# of Pmts Per Year	Amt of Each Pmt	Monthly Amount
Grounds Maintenance Building Repairs & Maint. Cleaning Supplies Furniture & Fixtures Appliances Pest Control Interior Decorating Rent or Lease Payments Mortgage Payments Property Taxes Propane, Fuel Oil, & Wood Electricty Property Insurance Snow Removal Alarm Systems







Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals


	Total Monthly Residential Outflow:
Entertainment Outflows		Balance Forward
Example Accounts	Outflow Description	# of Pmts Per Year	Amt of Each Pmt	Monthly Amount
Movies & Theatrical Long Distance Calls Vidio & Movie Rental Cable & Satelite Sporting Events & Activities Hobbies & Crafts Games, Arcade, and Amusement Parties & Entertaining Gifts Dining Out Nightclubs Gambling Pets & Pet Supplies Music Vacation Propery Payments Vacation & Travel







Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals


	Total Monthly Entertainment Outflow:
Summary of Inflow and Outflows
Links	Category		Outflows	Inflows
Instructions Inflows Administrative Personnel Transportation Residential Entertainment Totals	Monthly Inflow
	Monthly Administrative Outflow
	Monthly Personnel Outflow
	Monthly Transportation Outflow
	Monthly Residential Outflow
	Monthly Entertainment Outflow

	Total Monthly Outflows
	Net Cash Flow

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For much more detailed Mortgage Calculator
be sure to
Click here for Detailed Mortgage Calculator!

Free Mortgage Calculator is for your personal use
and should only be used as a reference point.
While, as far as we know, all calculators are
completely accurate, Free Mortgage Calculator
is not responsible for their accuracy.

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